Digital insurance with AI sets the trend in the Insurtech market
12/04/2024Digital insurance, connected and driven by generative Artificial Intelligence (AI), is making a milestone in the Insurtech market, according to a report prepared by the technology consultancy NTT Data. The report, 'Insurtech Global Outlook 2024,' delves into the three waves of innovation that are reshaping the insurance sector and also offers recommendations derived from its main findings. NTT Data experts detail that, after reaching record investment figures in previous years, the sector experienced an adjustment in 2023, reflecting both the bursting of a bubble and a strategic adaptation to new global economic and political realities. Three waves of innovation in digital insurance The NTT Data report identifies "three waves of innovation" in the insurance industry: digital insurance, connected insurance, and generative insurance. The first ones, they explain, mark the entry of Insurtech companies into the market, while connected insurance leads the shift towards proactive prevention strategies and personalized approaches for the client. The latter, generative insurance linked to AI, they add, are helping insurance companies to generate high-impact models in society, while also complying with ethical regulations. In fact, according to this work, cybersecurity and AI emerge as fundamental pillars for the transformation of the sector. The report highlights, for example, an investment of 640 million dollars in cybersecurity, with a growth in the number of transactions and an increasing focus on protection against cyber risks. In addition, artificial intelligence, with investments of over 50 billion dollars, is consolidating, according to the NTT Data report, as a disruptive force, paving the way for revolutionary solutions and business models.
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Devolo
DevoloThe one thing that defines the German technology company Devolo is its commitment to bringing functional and efficient solutions to the smart grid industry. Since its founding in 2002, Devolo has been striving to give shape to the power grid of the future. This company offers communications devices for the industrial and home sector and manufactures high-performance, digitized, and user-friendly products for smart homes. Devolo is undoubtedly a driving force of innovation in digitization.
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How to change the IP address?
How to change the IP address? We will explain step by step how to change your IP to be able to browse safely and anonymously on the Internet. The Internet is like a great highway and to "drive" on it, we must get on the road equipped with a computer, tablet, smartphone... with a license plate. This "license plate" is what is known as IP address and for many and several reasons, but mainly for security and/or privacy reasons, we may be interested in changing it. What is my IP? In order not to put the cart before the horse the first thing we must do to know how to change the IP of the computer is to find out what the IP of our connection is and verify that the change has been made correctly at the end of the process. Finding out what your IP is is as simple as visiting Cuál es mi IP (What is my IP). By accessing the page, without the need to download or run any program, our tool will automatically display your IP address data on the screen. This address is also useful to know if you want, for example, to configure online services such as servers, FTP, games, ... and it consists of a numerical combination. This address is unique and public and is the one that identifies us on the Internet to the websites we visit and other users. Nobody can browse the net without an IP address. The IP is assigned to us by our Internet Service Provider (ISP) and as this address is exposed on the network it is known as public IP, as opposed to the private IP of our local network, which only we can know. What is my public IP and what is my private IP? How important are they to change my IP? Our computer or any other device connected to the Internet has two IP addresses, a public IP address, and a private IP address. The public IP, as we have seen, is the one that identifies us to be able to surf the Internet (imagine driving on a highway without a license plate... we would be stopped and banned from driving!) This public IP is linked to our connection and, therefore, all devices connected to the same router have the same public IP. On the other hand, the private IP is the one that individually identifies each device in our private or home network. In this local network, each computer has a private IP address that serves to differentiate it from the rest of the computers and devices connected to the router. In this way, any request for data that comes from or is sent to a device is identified by the router so that it collects or sends the corresponding data to that device. So, which IP address should I change? Private IPs are not accessible from the Internet, while public IPs are and allow us to track our location, data, and Internet activity, including the pages we have visited or the time we have spent on each of them. So, to improve our security and privacy on the Internet, we can change the public IP, or if we prefer, hide our IP. Doing so is not complicated and now we will explain how to change the IP, but first, you must make sure if your IP address is a dynamic IP or a static one, as it depends on it that you can manage to change the IP on your own or require the intervention of your Internet Service Provider (ISP). How do I check if my IP is dynamic or static before changing it? IP addresses can be static or dynamic. In both cases, these addresses are assigned by our Internet provider and the difference between them is that in the case of the static IP, IP addresses can be static or dynamic. In both cases, these addresses are assigned by our Internet provider and the difference between one address and the other is that in the case of the static IP, the address assigned is permanent for a device or router, while the dynamic IP changes every time that device or router connects to the Internet. Usually, the IP address is dynamic, but you can check it through our free tool to find out what is your IP address on our website. Remember that you do not need to download any program or run any application. Simply access cualesmiip.com and the home page will show your IP address, indicating whether it is a static or dynamic one. If it is a static IP address, you will have to contact your Internet Service Provider (ISP) and request the change or use a VPN service as we will explain below. But if it is a dynamic IP address, the change is easy and you have several alternatives for doing so. How do I change my public IP? The easiest way to change the IP address if it is a dynamic one is to turn the router off and on again. This will change the public IP and when you browse again you will do it with a different IP address than the one you had before turning it off. The tricky part of the situation is that the new address, like the previous one, will continue to be exposed on the network and if you want to change it again you will have to turn the router off and on each time. However, it may happen that despite doing so, this does not work and the IP address does not change. This happens because in certain circumstances Internet Service Providers (ISP) establish a certain period before which IP addresses cannot be changed. How to change my IP with a VPN? If you are looking for a solution that does not force you to be aware of turning your router on or off and that also offers a permanent solution that contributes to your online security and privacy, VPNs are already the most effective solution for changing your IP. VPNs are services designed to hide the IP address, whether you connect with a static IP address or a dynamic one, using that of an intermediate server, in such a way that the IP address is masked, appearing to the public as a different IP permanently. As this new Public IP belongs to the VPN server, none of our data is exposed and whoever traces the address will only reach that server, without being able to access any data about our connection, navigation, and identity on the network. VPN vs Proxy Proxy servers act in a similar way, although VPNs have the added advantage that they encrypt all data from the beginning to the end of the communication so that the impossibility of tracing data is 100% guaranteed. Proxy servers do not have this function and therefore your connection may still be susceptible to falling prey to cybercriminals. In addition, most proxy servers, unlike VPNs, must be configured manually and even, in some cases, individually in each browser. How do I know if my IP has been changed? And now that you know how to change the IP, you can test and check whether it went well by comparing your new IP address with the one you had before. If everything went well, you will see that the numbering is different and therefore your IP has been changed.
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Chat with RTX by Nvidia: Localized customization of chatbots without Internet
19/02/2024Nvidia introduces an innovative tool in the chatbot realm called Chat with RTX, designed for the personalization of conversational assistants. Powered by generative Artificial Intelligence (AI), Chat with RTX operates locally on computers with GeForce RTX Series 30 graphics cards running Windows 10 or Windows 11. Chat with RTX and the IA revolution for chatbots This decentralized approach eliminates the reliance on an internet connection for chatbot functionality. Unlike many conventional virtual assistants, which require constant cloud connectivity for processing and generating responses, Chat with RTX operates internally on the user's device. According to Nvidia, this feature not only enhances privacy by avoiding the transmission of sensitive data over the network but also provides a quicker and more efficient response. With Chat with RTX, users can create personalized chatbots in the style of ChatGPT, Gemini or Copilot for conversational queries. This format allows the incorporation of YouTube videos, text in different formats, and URLs for contextual queries. Nvidia's tool is optimized to leverage the capabilities of computers running Windows 10 or 11 with a GeForce RTX Series 30 GPU and 8GB of video random access memory (VRAM).
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Proton Mail improves email tracking protecti
02/12/2022Privacy continues to be one of the areas that concentrate most attention and efforts from IT companies and Protron Mail, Proton's end-to-end encrypted mail service, developed by CERN engineers, after learning about mass surveillance of US security agencies, has announced a new level of protection in this regard. Proton will reinforce the protections against the tracking of 'emails' with the aim of offering users a highly privacy service and neutralizing any gap that may have been opened since the creation of this service nearly a decade ago. Proton Mail guarantees their clients, an encryption system that no one except the sender and receiver can access the message. The new version, which will be included by default in iPhone and iPad, also implements new functions that will allow you to schedule the sending of messages, set reminders to answer important emails, and postpone emails that can wait. Proton is also working on the possibility of replying to messages without having to open the text composer and is also finalizing the details of a faster new version for Android
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Interpol opens its first office in the Metaverse
07/11/2022Interpol, the International Criminal Police Organization or International Police, has presented its first office in the metaverse through which they intend to improve the fight against crime in the digital universe. The digital police station, which is a copy of the General Secretariat of Interpol in Lyon (France), will offer training for investigators and police officers and will allow the collaborators of this international organization to interact through their avatars, without geographical or physical limits. The inauguration of this new virtual center had been accompanied by the announcement of the creation of a group of Interpol experts that will advise police forces around the world about the risks on the global stage. Also, it has been announced that the International Police Organization has joined Meta, Microsoft and other technology giants to define the metaverse and protect communities from cybercrime, including globally recognized and criminalized crimes, such as sexual harassment, 'phishing', financial fraud or 'ransomware', among others. The objective of this joint work, they explained, is to create regulatory frameworks "and eliminate future criminal markets before they are fully formed." According to a study by the technology company Gartner, in over three years, in 2026, one of four people will spend at least one hour a day in the metaverse to work, shop and interact with other users.
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Google will expand telepresence testing to other companies outside of its offices
21/10/2022Google continues with Starline 3D communication's project, based on telepresence and has announced that they will start testing it soon. This new communication solution works as a window in which you can make eye contact with another person, who appears in 3D and real size , allowing two participants to feel as if they were together, in the same space, despite the distance. To achieve this, Starline works with two structures in parallel, the first formed by a screen with cameras, speakers, lighting microphones and the computer where, they have explained, the other person is represented. The secod structure has a rear unit with infrared feedback, where the user is located. So far, Starlie prototypes have been tested in some Google offices in the United States and now, it has been announced that they will also begin testing in other technology partner companies such T-Mobile, Hackensack Meridian Health or Salesforce.
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Detected a Trojan that emulates the WhatsApp account and fraudulently manages subscriptions to payment sites
17/10/2022Kaspersky researchers has reported that YoWhatsApp advertised on Snaptube and Vidmate, two of the most popular download platforms at the moment, is actually a Trojan capable to issuing paid subscriptions and stealing WhatsApp accounts. YoWhatsApp would act as a mod of the original messaging program, offering new functions that the official service does not allow, such as wallpapers, personalized fonts for chats and password-protected access to conversations, .... As Kaspersky researchers have explained, when a user installs YoWhatsApp on a device, it’s forced to log in to they real application account, and in this moment, Triada Trojan is activated, downloaded and executed on the terminal. Once this is done, the Trojan is capable of accessing the user's real WhatsApp account credentials, steal all the data, having already detected unauthorized subscriptions to paid subscriptions. Kaspersky recommends to install, only, Apps from official stores and reliable sources and they have insisted on the need to check always the permissions granted to each application. Installing an antivirus is another recommended measure.
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Europe proposes a very strict regulation that requires increasing the factory security of any device designed to be connected to the Internet
16/09/2022Some details from the new rules of the European Commission against cybercrime, 'Cyber Resilience Act', are beginning to be known. Among what has transpired is that the new regulation will force all manufacturers of potentially insecure products to increase it substantially and to provide more information to buyers about the level of protection of the devices they buy. This regulation will be of general application, and will affect all types of devices and systems, from the most basic such as a watch to the most sophisticated such as the software of any computer designed to be connected to Internet. All must comply with the provisions of the 'Cyber Resilience Act' to receive its approval and be able to be sold on the European market, and also, to avoid being subject to investigations and significant fines. In this sense, the proposed sanctions that are considered in the draft of the regulations could reach 15 million euros or 2.5% of the global annual income of the fined company. According to the European Commission in the presentation of the consultation carried out for the elaboration of the 'Cyber Resilience Act', "the new regulation aims to respond to the needs of the market and protect consumers from unsafe products by introducing standards common cybersecurity standards for manufacturers and sellers of tangible and intangible digital products and ancillary services.
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Macro cyber-attack affects more than 350 companies worldwide
07/07/2021The number of companies that have suffered from the REvil macro cyberattack now exceeds 350 organizations worldwide from which the cybercriminals are demanding 70 million in bitcoins to provide them with a universal decryptor to restore their data. The attack was conducted through the update system of IT services software company Kaseya, which REvil exploited to spread and hide ransomware. The virus was leaked to TI Kaseya resellers and from there has reached all end customers using their software. The official data provided by TI Kaseya sets the number of affected companies at 350, although other sources such as the cybersecurity company ESET talk about more than 1,000, including some Spanish organizations, although no names have been disclosed. It has been made public that one of the companies most affected by the cyberattack has been the Swedish supermarket chain Coop, which has had to close its more than 800 points of sale for a few days due to the impossibility of using its cash registers or charging customers. Based on Sophos threat intelligence, REvil has been active in recent weeks and is currently the dominant ransomware gang involved in Sophos' defensively managed threat response cases. Prior to this latest attack, they were also responsible for the one suffered by meat company JBS, which forced the cancellation of all work shifts at the company's slaughterhouses in the US. JBS paid up to 11 million to restore normal operations. These macro cyber-attacks are in addition to other recent and highly significant ones, such as the one perpetrated by the hacker group DarkSide, which forced the preventive shutdown of the largest oil pipeline network in the United States, Colonial Pipeline, endangering the supply of fuel in a large part of the country, or the one suffered by the SEPE and the Ministry of Labor in Spain a few weeks ago.
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QUIC, the new official network protocol to replace TCP
04/06/2021QUIC, the network protocol designed by Google, has been presented by the Internet Engineering Task Force, IETF, as a new official Internet standard to replace TCP, the current main standard. Google's QUIC (Quick UDP Internet Connections) network protocol is designed to reduce latency with retransmissions taking less time, potentially reducing the waiting time for search results by 8% on computers and 4% on mobile devices, according to the paper released by Google in 2017. QUIC will replace TCP, the current main standard of the Internet since 1974 - when it was still Arpanet - and on which the operation of Internet elements such as the World Wide Web (WWW) logic system, file transmission, 'emails' and remote administration depend. The new QUIC protocol has already been published by the IETF, making it an official network protocol.
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